Becoming A Client

The Process

Making decisions on where and how to invest one’s savings can be quite stressful. Some people are so overwhelmed by inertia that they are unable to act, even when troubled by holding investments in companies that their values do not support.

Recognizing this, becoming our client is a methodical, multi-stage process. We take as much time as needed to ensure that your goals are fleshed out and clarified and that your concerns are completely addressed.

It is vital to evaluate your attitudes towards the markets and investing, to understand your personal values and ethics so that your investments are not in conflict, to establish realistic expectations for the performance and risk inherent in your personalized investment plan, and to ensure that you are aware of all the direct or indirect costs you might incur.

To achieve all of this normally entails three meetings.

  • The first is a general discussion and fact finding meeting where we get a chance to assess whether we have a mutual basis for working together to achieve your financial goals. For clients who do not live on Vancouver Island, this meeting can be held via Skype.
  • If we agree to proceed, the second meeting involves opening accounts and transferring any existing investments into those accounts. There is usually a small pile of paperwork to be completed.
  • The third meeting is normally when specific investments are purchased, in accordance with discussions about investment policy that we have already had.

As required, we are able to open RRSPs, TFSAs, RESPs, Locked-In Retirement Accounts, or Canadian and US $ Investment Accounts.

We can refer you to legal representation should you need to prepare a will or power of attorney.

Every step of this process involves integrating the investments recommended with your concern for the environment, and the social benefits that might accrue through your ownership of publicly-traded company shares.